Private Lending Program

Secure Investments.

Strong Returns. Backed by Real Estate.

Traditional investments often deliver modest returns with limited security. At Homes Panorama, we connect private lenders with opportunities that are secured by real estate, protected by title and hazard insurance, and structured with transparency. Returns are designed to exceed traditional bank products, while giving you clarity and confidence.

How It Works

Connect with Us

We work by referral and take the time to understand your investment goals. Our team explains the process and answers your questions clearly.

Review Investment Terms

You will receive full details for each opportunity, including property information, loan-to-value ratios, and repayment schedules. Funds are never pooled; every note is secured by an individual property.

Secure Your Position

First-position notes generally require a minimum of 100,000 dollars, while second-position notes may begin at 25,000 dollars. Each loan is capped at 75 percent of the property value, providing a 25 percent equity cushion.

Earn Predictable Returns

Payments may be structured monthly, quarterly, semi-annually, or at payoff. Typical terms range from two to five years, with early payoff options available after six months.

Exit with Confidence

In the unlikely event of borrower default, you are positioned to take ownership at approximately 75 percent of the property’s value. With insurance protections and legal documentation, your capital remains safeguarded.

What Our Investors Say

Investing through Homes Panorama’s lending program has been one of my best financial decisions. The process was transparent, secured by property, and delivered steady returns. I feel confident knowing my capital is protected.

Mark BatraPrivate Investor

Why Choose Homes Panorama?

Traditional Investments

Modest returns from CDs or savings
Limited security
Funds pooled with others
Uncertain growth

Homes Panorama

Strong returns designed to exceed bank products
Every loan secured by real estate
Each investment tied to a single property
Transparent terms and predictable income

Frequently Asked Questions

How is my investment secured?

Your investment is secured by a deed of trust or mortgage on the property. Each loan is backed by title insurance and hazard insurance, with you named as mortgagee.

What kind of returns can I expect?

Returns are designed to exceed those of traditional bank products such as certificates of deposit. Actual rates depend on market conditions and the specific transaction.

Are there costs for me as a lender?

No. Homes Panorama covers attorney fees, document preparation, notary services, wire transfers, and recording costs.

Can I exit early if needed?

Yes. Early payoff is permitted, although a minimum of six months’ interest must be honored. This ensures fairness while providing flexibility.

Ready to Grow Your Wealth with Confidence?

Start investing in opportunities that are transparent, secure, and backed by real estate. Strong returns, low risk, and peace of mind are waiting for you.